Protect Your Family’s Future — Without the Confusion or the Cost
Get free financial guidance built just for you — expert-backed, pressure-free, and always in your best interest
At America Life Wealth, we offer free, personalized financial education to help everyday families protect what matters most. Whether you're just starting out or rethinking your financial path, we meet you where you are — with zero pressure, zero cost, and strategies built just for you. Backed by experts in math, insurance, and financial planning, we break down complex topics like life insurance, budgeting, and long-term planning into clear, relatable steps. Because no one should feel left out when it comes to securing their future.
Our Mission
No family left behind — because financial security should be accessible, not intimidating.
At America Life Wealth, we provide free, personalized financial guidance to help families like yours protect your income, plan for the unexpected, and build generational wealth.
What We Do Differently:
Zero Pressure, Zero Cost
No sales tactics, fees, or hidden agendas — just honest advice in your best interest.
Personalized Strategies
We listen to your story first, then use math-backed insights to create a plan that fits your life, goals, and budget.
Education Over Jargon
We translate complex financial concepts into plain English. You’ll understand your options, not just hear them.
Highly Educated and Experienced Advisors
Backed by actuaries, math Ph.D.s, and financial professionals, we combine data-driven strategies with genuine care to help you:
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Safeguard your family’s future
Make confident money decisions
Create clarity in a chaotic financial world
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Your journey to financial security starts here
and it’s always free
Discover Our Services
​Life Insurance Planning
Budgeting & Financial Clarity
Protect your income and your loved ones with a plan that fits your life, not someone else’s quota.
Get a clear picture of your money — and a plan to make it work for you.
Education on Building Generational Wealth
Learn how to create financial security that lasts even if you’re starting from scratch.
We’ll explain how life insurance works, what types make sense for your goals, and help you build a strategy you actually understand — at no cost, ever.
Whether you need help organizing your expenses, reducing debt, or saving consistently, we’ll walk you through a simple, personalized process to take control of your finances without the overwhelm.
From basic asset protection to long-term planning strategies, we’ll teach you how families like yours build wealth that grows over time — no jargon, no pressure, and no hidden fees.
Why choose us
Because you deserve clear, caring financial guidance — not confusing jargon or sales pressure.
At America Life Wealth, we're not here to sell. We're here to support. Our mission is simple:
to make financial security accessible to every family — no matter their starting point.
Here's what sets us apart
People-First Approach
Before we talk numbers, we listen to your story. Every conversation starts with what matters to you — your goals, your family, your peace of mind.
100% Free, Always
We don’t charge fees. And we never will. Our support is truly free because your trust is more valuable than any commission.
Expert-Backed, Heart-Led
Our team includes actuaries, math Ph.D.s, and experienced professionals who break down the complex into the doable — all with kindness and clarity.
Education Over Everything
We believe knowledge is power. That’s why we explain every step in plain English and make sure you feel confident before taking action.
Inclusive and Personalized
We work with individuals and families from all walks of life, especially those traditionally overlooked by the financial industry. Our strategies are custom-built around you — not some pre-set template.
You're not just a client. You're part of a larger mission to create financial clarity for real families — one plan, one conversation at a time.
Meet Our Amazing Team
Boshra Kargar
Boshra is a distinguished financial advisor with a rich academic background and extensive industry experience. Holding a PhD in Mathematics and a Master's in Economics, she is an Associate of the Society of Actuaries. For over two decades, she has honed her expertise in loss, reserve, and financial forecasting within some of America's leading financial institutions. Her entrepreneurial spirit is evident in her successful establishment of a data analytics and marketing services firm. Beyond her professional achievements, Boshra has been recognized as a top Middle Eastern artist in the Dallas-Fort Worth area, blending creativity with analytical prowess in every endeavor.
Daniel Salisbury
Daniel is a dynamic financial advisor with dual master's degrees in Economics and Statistics, bringing a robust analytical foundation to her role. As a seasoned Data Scientist, he has amassed over 13 years of experience in automotive finance with some of the most prominent financial institutions in America. His multifaceted expertise extends beyond finance; he is also a passionate musician and a 3D printing enthusiast, constantly exploring the intersection of technology, art, and data.
Real Success Stories
Life Insurance Success Story
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“We never thought we could afford a policy — now we sleep better at night.”
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Sofia and Miguel, a young couple with two small children, came to us unsure if life insurance was even possible on their modest income. They’d been overwhelmed by salesy pitches in the past and almost gave up trying.
We listened to their situation, explained the options in plain English, and built a no-frills, affordable plan that protects their children’s future if anything were to happen. It didn’t cost them a dime to get clarity — just a conversation.
Today, they know their family is protected — and they have peace of mind to focus on living.
Wealth Management Story
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“I didn’t think ‘wealth’ was something someone like me could build — until now.”
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Jamal, a 38-year-old public school teacher, thought wealth management was only for the ultra-rich. He had no idea where to begin with saving, investing, or protecting what he was earning — it all seemed out of reach.
We helped him create a clear, step-by-step game plan that included budgeting, debt reduction, savings automation, and smart insurance coverage. Nothing fancy. Just consistent action, informed by real math and real goals.
Now, Jamal is building emergency savings, putting money aside for his kids’ future — and watching his confidence grow along with his net worth.
Retirement Account Management Success Story
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“They helped us untangle our retirement mess — and make a real plan.”
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Lisa and Robert, both in their early 50s, had a mix of old 401(k)s, a small IRA, and no idea if they were even on track for retirement. They were nervous — and embarrassed to ask for help.
We reassured them right away: you’re not behind — you just need a clear path forward. We organized their accounts, showed them what their current savings could mean for the future, and guided them through smarter options — all without pushing any products.
Now they check their progress with confidence, not confusion. And for the first time, retirement feels like something they can actually look forward to.
America Life Wealth
737-336-2723
5121 Collin McKinney Pkwy PMB 1111 Ste 500
McKinney, TX 75070